Personal Loans – my saving grace.
You all know that I am still in school right? Yes, I am one of the ones who want to get my college degree before I die. The thing is, I have to pay my own way to school. It’s no longer a “mom and dad’s responsibility” kind of thing. It’s my responsibility. And believe me, I have found creative ways of paying for my tuition. From selling on eBay and saving up for next semester’s tuition. Yet, there are times when my small business earnings are not enough to cover next semester’s tuition and I had to resort to credit cards.
Looking at the interest rate credit cards charge these days, I am apalled and I wanted a way out of keeping my debts there. Or else, I will have to pay up to 30% in interest charges and who know’s when I’ll be able to pay it off! Personal Loans could be my saving grace. I could consolidate all my tuition into one loan and just pay it off without the compounded interest rate credit cards charge me today. I would be able to pay it off sooner with less interest. I could apply for a personal loan and get a fixed rate and term where I could add the monthly cost to my budget and be done with it. As a matter of fact, while thinking about it – I should start figuring that out now! See ya!
